Thursday , April 22 2021

See if you can get 3 or 5 installments in unemployment insurance



A Unemployment insurance, a social security benefit that seeks to guarantee temporary financial assistance to workers made redundant (for no reason), continues to be a “help” for thousands of Brazilians. After the increase in the number of dismissals, the benefit began to be more and more demanded in the country.

It is not necessary to have many documents to claim the benefit, as only the CPF and the Unemployment Insurance Application are required, the document of which is handed over by the employer to the employee when he is dismissed without reason.

However, there is still a great deal of doubt about how the benefit works, as you may receive 3 to 5 installments of the benefit.

The benefit is paid to workers in CLT, but the benefit may be paid to those in a service similar to slave labor and also to fishermen during the closed period. The last two groups mentioned must not have a formal contract.

How is unemployment insurance calculated?

Unemployment insurance has the minimum value of the national floor (minimum wage) in force. The maximum amount to be withdrawn is R $ 1,813.03 per tranche. To define the value, it will be necessary to take into account the average of the last three salaries recorded in the salary sheet.

Here’s what the calculation looks like:

Average salary ranges The value of the rate
Up to R $ 1,599.61 The average salary is multiplied by 0.8 (80%)
From R $ 1,599.62 to R $ 2,666.29 What exceeds R $ 1,599.61 is multiplied by 0.5 (50%) and amounts to R $ 1,279.69
Over $ 2,666.29 The amount of the installment will be R $ 1,813.03

Unemployment insurance tranches

In addition to calculating the benefit, it is necessary to know the number of installments that the employee can receive, because it is not fixed and varies from case to case. For this, it is necessary to respect the number of times the benefit was requested and the time between them. For example, anyone applying for the benefit for the first time has the best chance of receiving the 5 installments.

Request requirement Number of installments to be received
The first At least 12 months of work and a maximum of 23 months. 04
At least 24 months of work. 05
months At least 09 months of work and at most 11 months. 03
At least 12 months of work and a maximum of 23 months. 04
At least 24 months of work. 05
Third At least 6 months of work and at most 11 months. 03
At least 12 months of work and a maximum of 23 months. 04
At least 24 months of work. 05

Internet request

The federal government allows the unemployment insurance claim to be made without the worker having to leave home. To do this, workers must download the application from the digital work card and claim the benefit.

The tool provided is free and available on iOS and Android phones. At the time of installation, simply log in by providing your CPF number, date of birth and full name. You can also check for FGTS issues and more.


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